Our Services

Restructuring & Bankruptcy in Egypt

When debt threatens business continuity, the next step must protect your legal position as well as address cash flow. We advise businesses, creditors and investors on Egyptian restructuring, preventive composition and bankruptcy matters.

Discuss your restructuring matter

Advice for businesses, creditors and investors

We help business owners and management assess recovery options before committing to a settlement or court procedure. For creditors, we review the debt, security and proposed treatment of their claims. For investors considering a distressed business or its assets, we examine legal risks, approvals and transaction conditions. The appropriate route depends on the business, its records, creditor positions and existing proceedings.

Choose the right route under Egyptian law

Law No. 11 of 2018, as amended, regulates restructuring, preventive composition and bankruptcy. Restructuring provides a plan to reorganize an eligible trader's financial and administrative affairs, address financial or management difficulties and set out how debts will be repaid. Preventive composition is a separate procedure intended to help a debtor acting in good faith avoid a declaration of bankruptcy, subject to the statutory conditions. Bankruptcy requires separate analysis of claims, assets and procedural options. These routes do not apply automatically to every debtor or guarantee a debt reduction.

Prepare a workable restructuring proposal

We review financing agreements, guarantees, security documents, commercial records, financial statements and creditor demands. We identify urgent notices and deadlines, assess eligibility, and coordinate with the client's accountants and financial advisers where required. We help structure negotiations, document proposed repayment terms and prepare legal materials for the chosen route. Cash-flow forecasts and valuations must be supported by reliable financial analysis.

Bank debt and creditor negotiations

A bank debt does not, by itself, create a separate restructuring regime under Law No. 11 of 2018. We review facility terms, guarantees, security and enforcement before advising on a negotiated settlement or formal procedure. A commercial settlement does not automatically end litigation or criminal proceedings. Such consequences and the required approvals need their own legal assessment.

Economic Courts and bankruptcy proceedings

Egypt's Economic Courts were established under Law No. 120 of 2008, as amended. The restructuring and bankruptcy framework provides for a Bankruptcy Department within the competent Economic Court. We assess jurisdiction, prepare applications and supporting documents, and advise on mediation, creditor participation and procedural steps within the agreed scope of our engagement. Court decisions, creditor agreement and statutory conditions affect what is achievable.

Start with the documents that matter

For an initial discussion, outline the business activity, main creditors, missed payments and court notices already received. Have financing agreements, guarantees and recent financial statements ready. Do not send sensitive records through a public form before a suitable channel is agreed. We define the legal scope after reviewing the matter; do not wait for negotiations to finish if a deadline is running.